To manage risk, the nature of the exposure must first be recognized and assessed. Considering those potential exposures, along with a client’s risk tolerance, allows a risk management plan to include an insurance portfolio managing those exposures. We work with insurance brokers, underwriters, and others to develop and implement a cost-effective and comprehensive plan that meets a client’s needs. When there are no forms of insurance available to respond to a particular need, we will draft manuscript forms and negotiate their acceptance by insurers.