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Category: Banking

Credit Card Evolution: Goodbye John Hancock

by Louise B. Giannakis and Andrew J. Ferren on April 18, 2018

For years, the signature requirement for completing a credit card transaction has felt something like an obsolete means of confirming a user’s identity . Effective this month, however, four of the country’s largest credit card providers: American Express, Discover, Mastercard and Visa, will no longer require a signature to...

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Video Interview: Discussing Mobile Payments and Data Security with LXBN TV

February 5, 2015

Following up on a recent post on mobile payments , I had the opportunity to discuss the growing adoption of Apple Pay, Google Wallet and mobile payments with Colin O'Keefe of LXBN. In the interview, I explain why the adoption of these technologies may soon explode. I also talk...

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Apple Pay and Google Wallet: Mobile Payment Going Mainstream

by Andrew J. Ferren on January 21, 2015

When Apple announced on September 9, 2014 that the iPhone 6 would be equipped with a mobile payment system appropriately called Apple Pay, the entire mobile payment universe woke up. Although competitors had existed for years, none had gained considerable traction. In fact, within a month of releasing Apple...

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