Tim Carter corporate finance bankruptcy agents lenders borrowers lending transactions debtors creditors committees insolvency proceedings lawyer attorney



Tim Carter is a corporate attorney with particular expertise in finance, restructuring, and bankruptcy. He represents agents, lenders, borrowers, and sponsors in lending and restructuring transactions, as well as debtors, lenders, acquirers, and creditors in insolvency proceedings.

His corporate finance expertise includes cash-flow and asset-based financings, first lien-second lien, split-collateral, and unitranche intercreditor structures, acquisition financings, distressed debt investments, and UCC Article 9 matters. He also advises on bankruptcy-remote structures and special purpose entity matters in securitizations and real estate financings. A true collaborator with his colleagues across legal disciplines, Tim focuses on efficiently achieving the best possible solutions for his clients.

In Tim’s restructuring and bankruptcy practice, he applies his broad corporate and real estate finance experience to counsel debtors, lenders, acquirers, landlords, and other creditors.  He advises clients in bankruptcy cases and work-outs, recapitalizations, foreclosure sales, strict foreclosures, and other restructuring transactions and insolvency proceedings throughout the United States and in cross-border contexts. 

Through Tim’s combined finance and restructuring expertise he can advise businesses on a wide variety of finance-related matters at all points from debt origination, through any distress or special situations, to recapitalizations, dispositions, and other exit transactions. 


  • Chambers USA, Bankruptcy & Restructuring (MA), 2024 
  • Best Lawyers in America® Ones to Watch (2023-2024): Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization
  • Massachusetts Super Lawyers Rising Stars, 2013-2020
  • President’s Volunteer Service Award, Corporation for National and Community Service, 2013-2014
  • Stone Scholar, Columbia Law School


  • Turnaround Management Association

  • American Bankruptcy Institute
    • Northeast Conference Planning Committee
  • Boston Bar Association, Bankruptcy Section
    • Communications Committee, Former Co-Chair
    • Public Policy Committee, Former Co-Chair
    • New Lawyers Committee, Former Co-Chair
    • Former Calendar Clerk
  • Meritas
    • Young Lawyers Advisory Board
    • Young Lawyer Liaison

Before joining the firm, Tim volunteered with the New York City Bankruptcy Assistance Project, advising low-income individuals on bankruptcy issues. He continues to give of his time on a pro bono basis, and he recently acted as pro bono counsel for a non-profit organization in connection with purchasing real estate assets out of bankruptcy to preserve affordable housing in gentrifying areas of the City of Boston.


  • Massachusetts
  • New York


  • Columbia University School of Law  (J.D., 2010)
  • Columbia College, Columbia University  (2003)